Assumptions
Assumptions have been made about your current plan value, surrender value, fees and contribution
history based on
typical client experience, policy terms & conditions, and historic data sets
We assume that you have always maintained the same contribution amount as input in the calculator, not missed
any
contributions or made any early withdrawals from your Regular Savings Plan.
Both your current Regular Savings Plan and any new proposed alternative have assumed a 6% per year investment
performance growth before any fees or charges.
We have assumed that all charges listed in your Regular Savings Plan terms and conditions have been taken on an
annual basis.
We have not included any performance or contributions bonuses or additional allocations.
We have assumed you have not made any additional lump sum or additional contributions since inception
A typical customer is defined as a customer who pays $750 per month to a Regular Savings Plan for
a
25 year term
(with an assumed gross investment performance of 6% p.a), makes no withdrawals, no missed payments, additional
contributions or related bonuses.
Privacy Policy
At saved.ae, accessible from saved.ae, one of our main priorities is the privacy of our visitors. This Privacy
Policy document contains types of information that is collected and recorded by saved.ae and how we
use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to
contact
us.
This Privacy Policy applies only to our online activities and is valid for visitors to our website with
regards
to
the information that they shared and/or collect in saved.ae. This policy is not applicable to any
information collected offline or via channels other than this website.
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
Information we collect
The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be
made clear to you at the point we ask you to provide your personal information.
If you contact us directly, we may receive additional information about you such as your name, email address,
phone number, the contents of the message and/or attachments you may send us, and any other information you may
choose to provide.
When you register for an Account, we may ask for your contact information, including items such as name,
company
name, address, email address, and telephone number.
How we use your information
We use the information we collect in various ways, including to:
- Provide, operate, and maintain our website
- Improve, personalize, and expand our website
- Understand and analyze how you use our website
- Develop new products, services, features, and functionality
-
Communicate with you, either directly or through one of our partners, including for customer service, to
provide
you with updates and other information relating to the website, and for marketing and promotional purposes
- Send you emails
- Find and prevent fraud
Log Files
saved.ae follows a standard procedure of using log files. These files log visitors when they visit websites.
All
hosting companies do this and a part of hosting services' analytics. The information collected by log files
include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp,
referring/exit pages, and possibly the number of clicks. These are not linked to any information that is
personally identifiable. The purpose of the information is for analyzing trends, administering the site,
tracking
users' movement on the website, and gathering demographic information.
Cookies and Web Beacons
Like any other website, saved.ae uses 'cookies'. These cookies are used to store information including
visitors'
preferences, and the pages on the website that the visitor accessed or visited. The information is used to
optimize the users' experience by customizing our web page content based on visitors' browser type and/or other
information.
Advertising Partners Privacy Policies
You may consult this list to find the Privacy Policy for each of the advertising partners of saved.ae.
Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used
in
their respective advertisements and links that appear on saved.ae, which are sent directly to users' browser.
They
automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness
of their advertising campaigns and/or to personalize the advertising content that you see on websites that you
visit.
Note that saved.ae has no access to or control over these cookies that are used by third-party advertisers.
LIMITATION OF LIABILITY
Saved.ae, its Partners or any employees of GSB Limited will not be liable for:
(a) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of
profits, business interruption, loss of programs or information, and the like) arising out of the use of or
inability to use the service, or any information, or transactions provided on the service, or downloaded from
the
service, or any delay of such information or service, even if Saved or its authorised representatives have been
informed of the possibility of such damages.
(b) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or
information downloaded through the service. Because some countries do not allow the exclusion or limitation of
liability for consequential or incidental damages, the above limitation may not apply to you. In such countries,
Saved liability is limited to the greatest extent permitted by law.
